Requires private health insurers, SHBP, SEHBP, Medicaid, and NJ FamilyCare to cover wigs under certain circumstances.

This bill requires New Jersey private health insurers, SHBP, SEHBP, Medicaid, and NJ FamilyCare to cover medically necessary wigs. Insurers must pay for wigs prescribed by a dermatologist, oncologist, or physician as part of rehabilitative treatment for a diagnosed illness, condition, or injury. Coverage is limited to one wig every 36 months and must be treated like other durable medical equipment, with no restriction to patients undergoing chemotherapy. It explicitly prohibits insurers from limiting coverage only to cancer patients receiving chemo treatment.