Establishes Volunteer First Responders Loan Redemption Program in Higher Education Student Assistance Authority.

This bill creates a program through New Jersey's Higher Education Student Assistance Authority to help volunteer emergency responders reduce their student loan debt. To qualify, individuals must be New Jersey residents who completed an in-state undergraduate degree or certificate after the bill's effective date, serve as a volunteer firefighter, first aid/rescue squad member, or emergency management volunteer (meeting specific hour or response rate requirements), and provide documentation of active service. The program provides up to $6,000 in total loan relief, disbursed as $2,000 per year for the second, third, and fourth years of active service, with no relief in the first year. Participants must maintain active service and submit proof of participation to receive payments.