"Motor Vehicle Insurance Verification Act"; requires Motor Vehicle Commission to establish online motor vehicle insurance verification system.

New Jersey's S 1805, the "Motor Vehicle Insurance Verification Act," requires the Motor Vehicle Commission to create a statewide online system for verifying car insurance coverage. This system replaces all existing verification methods and mandates that insurance companies provide policy data to the Commission. Law enforcement officers will use the system during traffic stops to check if vehicles have required insurance, and the Commission can suspend registration for uninsured vehicles until proof of insurance is provided. The bill directly affects insurers (who must share data), law enforcement, and vehicle owners (who may face registration issues without insurance).