Requires certain disclosures by providers of commercial financing.

New Jersey's S 1760 requires businesses receiving commercial financing to be given clear financial disclosures at the time of offer. Specifically, providers must disclose the total financing amount (including disbursement details), the total finance charge, and an estimated annual percentage rate (APR) calculated based on projected sales volume. This applies to sales-based financing (where payments adjust with business revenue) and other commercial loans not used for personal/family purposes. The law aims to help business recipients understand the true cost of financing before agreeing to terms.