Revises personal injury protection coverage for basic automobile insurance policies from $15,000 to $20,000 and requires $50,000 minimum personal injury protection coverage for standard automobile liability insurance policies.

This bill increases mandatory personal injury protection (PIP) coverage for New Jersey auto insurance. It raises the basic PIP coverage from $15,000 to $20,000 per person per accident for standard auto insurance policies. Additionally, it sets a new minimum $50,000 PIP coverage requirement for standard automobile liability insurance policies. These changes directly affect all drivers in New Jersey who purchase auto insurance, ensuring higher coverage for medical bills, lost wages, and essential services after car accidents without requiring fault determination.