Restricts access to motor vehicle accident reports under certain circumstances.

This bill delays public access to New Jersey motor vehicle accident reports for 90 days after an accident, while maintaining immediate access for specific groups. Insurers' investigators, vehicle owners/operators, injured parties (or their authorized representatives), and law enforcement agencies investigating fraud can still obtain reports within 24 hours. The 90-day restriction applies to all other members of the public, though they may request copies after this period during business hours. This change modifies existing law to balance timely access for claims and investigations with broader public access after a 90-day waiting period.