Urges State Supreme Court to amend Court Rules to increase transparency in consumer debt litigation filings and procedures.

This resolution urges New Jersey's State Supreme Court to amend court rules based on a 2024 National Center for Access to Justice (NCAJ) report. It specifically requests reforms requiring creditors to clearly itemize debt details (principal, interest, fees), prove valid service of process before default judgments, verify lawsuits were filed within statute of limitations, and limit frequent post-judgment debtor examinations. These changes would directly benefit low-income individuals facing consumer debt lawsuits - who often lack legal representation - by making court procedures more transparent and fair. The NCAJ report notes New Jersey ranks 12th nationally in access to justice for such cases, highlighting the need for these rule updates.