Increases income-based eligibility of Community College Opportunity Grant Program; codifies Garden State Guarantee Program to provide last-dollar financial aid grants for certain students.

This bill establishes the Garden State Guarantee Program, providing last-dollar financial aid grants to cover the net cost of tuition and fees for eligible students in their third and fourth years at New Jersey's four-year public colleges. It directly affects students with family or personal annual adjusted gross income between $0 and $100,000 (with possible annual adjustments), requiring them to apply for all other federal, state, and institutional aid first. The program covers up to 18 credits per semester after other grants are applied, ensuring students pay only what remains after other financial aid is deducted. It codifies an existing program while expanding income-based eligibility for the third and fourth years of study.