A 876 New Jersey General Assembly · 2026-2027 Regular Session

Provides for establishment of child support lien against life insurance proceeds; requires insurers perform child support judgment search.

This bill requires life insurance companies to check for outstanding child support judgments before paying out policy proceeds. It creates a lien against life insurance payouts (including cash surrender value) when the insured or beneficiary owes child support, ensuring those funds go toward satisfying the debt first. Insurers must verify the policyholder's or beneficiary's child support status through a database search before distributing any payment. This directly affects parents with child support judgments, life insurance beneficiaries, and insurers handling policy distributions.
Bill status in committee 1 of 4 stages cleared
Introduction
Jan 2026
Committee Review
Floor Vote
Governor
Introduced Jan 13, 2026 Last action Jan 13, 2026
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Jan 13, 2026
Introduced
Introduced, Referred to Assembly Children, Families and Food Security Committee
lower
3 primary · 0 co-sponsors

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