Requires health insurers, SHBP, and SEHBP to provide coverage for certain drug regimens for treatment of AIDS or HIV under certain circumstances.

Bill A 612 requires New Jersey health insurers (including hospital, medical, health service corporations, and individual health insurance policies) to cover prescribed combination antiretroviral drug regimens for HIV/AIDS treatment. It mandates coverage for either single-tablet or multi-tablet regimens based on clinical effectiveness and patient adherence, as determined by healthcare providers. Insurers must process prior authorization requests within 14 days, with automatic approval if they miss the deadline. This bill directly affects people with HIV/AIDS seeking treatment and the insurers providing coverage under New Jersey law.