Prohibits retail mercantile establishments from imposing surcharges on consumer credit card purchases.

This New Jersey bill prohibits most retail stores from adding extra fees (surcharges) to credit card purchases. It directly affects retail businesses that sell goods or services to consumers, banning them from charging more for credit card use compared to cash or check payments. The exception allows gas stations to charge different prices for cash vs. credit, as long as prices cover costs and expenses. Violations are treated as consumer fraud, with penalties up to $20,000 per offense and potential fines or court-ordered damages.