Requires insurance coverage of diapers when medically necessary.

This New Jersey bill requires most health insurance plans to cover the cost of diapers when a doctor deems them medically necessary for a patient. The law applies to a wide range of insurance types, including hospital and medical service contracts, individual policies, group plans, and small employer benefits. To ensure quick access to care, the bill mandates that insurers must pay for these medically necessary diapers without requiring prior approval or other administrative hurdles.