Establishes affirmative defense of Social Security hardship in certain eviction actions.

This bill allows tenants in New Jersey to defend against eviction if their inability to pay rent is caused by a federal government interruption to their Social Security benefits. To use this defense, a tenant must prove that their benefits were delayed, reduced, or stopped by federal action and that this loss directly prevented them from paying rent. If the court accepts this evidence, it will pause the eviction process for up to six months or until the benefits are restored. Once the tenant's income is recovered, they must either pay all owed rent or agree on a payment plan with their landlord to have the eviction notice dismissed.