Prohibits seller from charging credit card surcharges; establishes notice requirements for credit card minimums and cash discounts.

This bill prohibits sellers in New Jersey from charging additional fees to customers who pay with credit cards, effectively banning credit card surcharges. It applies to businesses selling goods or services, including restaurants, but excludes motor fuel dealers. The law also requires businesses that set minimum purchase amounts for credit card use or offer discounts for cash payments to clearly display these policies at their point of entry, point of sale, or on their menus. These notice requirements extend to online and telephone transactions through electronic or verbal disclosures. Violations of the surcharge ban are classified as unlawful practices under existing consumer protection laws.