Requires Director of Division of Housing and Community Resources in DCA to establish sandbag reserve program for local government to mitigate flooding.

This bill requires the New Jersey Department of Community Affairs to create a state-run sandbag reserve program that local governments can access to help prepare for and respond to flooding. The program would involve collecting, storing, and distributing sandbags to municipalities upon application, with distribution prioritized based on a required state-wide flooding risk study that considers factors like elevation, climate, and proximity to water. Local governments requesting sandbags must submit detailed applications describing their specific flood risks and needs, while the department must submit annual reports on program usage and effectiveness to the Governor and Legislature.