Creates Joint Blue Ribbon Task Force on Impacts of Climate Change on Property Insurance.

This bill creates a 17-member Joint Blue Ribbon Task Force to study how climate change affects property insurance in New Jersey. The task force will include state officials, legislators, industry representatives, nonprofit advocates, and academics appointed by the Governor and Senate. Its main job is to examine issues like rising insurance costs, uninsurable areas due to flooding, and how climate risks impact housing and community stability. The group must submit a report with findings and recommendations to the Governor and Legislature within one year of being fully formed. Once the report is delivered, the task force will end.