Expands Medicare health care coverage to all New Jersey residents.

This bill would expand Medicare coverage to all New Jersey residents, regardless of age, health, or disability status, replacing current Medicaid and other state/local health programs with a unified New Jersey Medicare program. It requires the state to apply to federal Centers for Medicare & Medicaid Services (CMS) for a waiver to modify Medicare rules, with CMS estimating costs and adjusting premiums based on existing Medicare/Medicaid payments. The bill prohibits health insurers from offering plans covering services already provided by Medicare to prevent duplication. This would directly affect all New Jersey residents and health insurance providers in the state, as it would eliminate redundant coverage options.