Requires health insurance coverage of prenatal genetic test during first trimester of pregnancy.

This bill requires all health insurance plans in New Jersey to cover specific prenatal genetic tests during the first trimester of pregnancy. It applies to hospital service, medical service, health service, individual, and group insurance policies issued in the state. Covered tests include carrier screening (a blood or cheek swab test for inherited disorders), nuchal translucency screening, and chorionic villus sampling. Insurance plans must provide this coverage at the same level as other medical conditions, meaning no additional out-of-pocket costs for patients beyond standard coverage.