Requires health insurance carriers and Medicaid to provide coverage for planned home childbirth.

This bill requires all health insurance plans in New Jersey - including Medicaid - to cover planned home births at the same level as hospital-based care. It mandates coverage for services provided by certified midwives, doulas, and related medical supplies, such as equipment and medications. The law applies to hospital service contracts, medical service contracts, health service contracts, and individual health insurance policies issued in New Jersey. This policy change directly affects pregnant individuals seeking home births and their insurance providers by eliminating coverage barriers for this birth option.