Establishes penalties for appraisers who engage in discriminatory real estate appraisals and requires certain information to be provided to present and prospective owners or occupants of real estate.

This bill prohibits licensed real estate appraisers in New Jersey from considering protected characteristics like race, gender, or disability when valuing properties. It establishes tiered penalties: first violations require restitution and an anti-bias seminar, second violations lead to license suspension, and third violations result in license revocation. Appraisers found violating the law must also pay civil fines up to $50,000 per offense. The bill directly affects licensed appraisers and requires them to provide specific information to property owners and occupants, while mandating notifications to the Division on Civil Rights for complaints.