"Medical Debt Homestead Protection Act."

This bill, the "Medical Debt Homestead Protection Act," protects New Jersey residents from losing their primary home due to medical debt. It allows any person aged 18 or over living in New Jersey to exempt one home (a traditional house, condo/co-op, or manufactured home with land) from being seized or sold if a court judgment is issued for unpaid medical bills. The exemption applies only to medical debt judgments, not other debts, and limits each person to protecting just one residence. This change takes effect 90 days after the bill is signed into law.