Provides right of action for individuals alleging denial of professional credential by State is result of policy or process causing disparate impact on basis of race or ethnicity.

This bill gives individuals denied professional licenses (such as for healthcare, law, or trades) by New Jersey state licensing agencies the right to file a complaint if they believe the denial resulted from a policy or process causing disproportionate negative impact based on race or ethnicity. To pursue a claim, the person must prove by a preponderance of evidence that the denial was due to one of three specific issues: a policy with disproportionate racial/ethnic impact, inconsistent application of rules, or unrelated factors considered by the agency. The state agency can defend by showing the policy is based on legitimate, race-neutral factors like education or experience that are applied fairly and directly related to the profession. Complaints must be filed with the Division of Civil Rights or New Jersey Superior Court, following existing anti-discrimination procedures.