Requires insurance carriers offering dental benefit plans to provide certain level of coverage and reimbursement.

This New Jersey bill requires insurance companies offering dental benefit plans to provide a minimum level of coverage equivalent to a standard actuarial value determined by the state's Banking and Insurance Commissioner. It mandates that insurers reimburse dental providers for covered services at no less than 75% of the usual and customary charge, with regional rates established for at least three areas (northern, central, and southern New Jersey). Coverage must be calculated based on a standard population, not the specific group insured, and includes small variations to account for actuarial differences. These requirements apply to all dental plans delivered, issued, or renewed after the effective date.