Requires electric public utilities to establish interest-free revolving loan program to help residential customers purchase standby emergency power generators.

This bill requires New Jersey electric utilities to create an interest-free loan program helping residential customers buy standby emergency power generators. It directly affects homeowners who qualify for loans up to $8,000 per household to purchase generators integrated into their homes. Utilities must establish a revolving loan fund and collect an energy resilience fee (itemized on monthly bills) to repay program costs, with fees not exceeding what's needed for repayment. The fee is non-bypassable and cannot be challenged in bankruptcy, while utilities recover implementation costs through their regular revenue structure.