Prohibits health insurance carriers from denying payment of claim while seeking coordination of benefits information.

This bill requires health insurance carriers to pay claims within 30 days for electronic submissions and 40 days for paper submissions if the claim is complete and meets coverage criteria. If a claim is incomplete (e.g., missing documentation or coding errors), carriers must notify healthcare providers within the same deadlines about what is needed. The bill also mandates standardized electronic claim forms, requires acknowledgment of electronic claim receipts within two business days, and prohibits carriers from delaying payment due to pending coordination of benefits information. These provisions directly affect insurers, healthcare providers, and patients by reducing claim processing delays.