Establishes special enrollment period for covered persons whose in-network health care provider leaves network of health benefits plan.

Bill A3596 establishes a 30-day minimum special enrollment period for New Jersey health insurance policyholders when their in-network provider leaves their health plan's network during the policy term. It requires the Department of Banking and Insurance to set this enrollment window and mandates insurers to notify affected individuals about the opportunity to switch plans. The bill directly impacts people whose current healthcare providers are no longer covered under their insurance plan. This policy change ensures individuals have a defined timeframe to adjust their coverage without waiting for the next standard enrollment period.