Establishes four-year "Rent for Credit Pilot Program" in Department of Community Affairs.

This bill establishes a four-year pilot program allowing low-income tenants in subsidized housing to build credit by reporting rent payments to credit bureaus. Landlords who volunteer must report tenants' rent payments (on-time, late, or missed) to approved agencies, with tenants paying a $10 monthly fee max for this service. Tenants can voluntarily join or leave the program, but must wait six months to rejoin after opting out. The program will be evaluated after two years to assess participation, tenant demographics, credit impacts, and costs before determining if it continues.