Requires certain preventive services to be provided on calendar year basis.

This bill (A 3432) requires health insurance plans in New Jersey (both hospital and medical service corporation contracts) to cover specific preventive services without cost-sharing. It mandates coverage for USPSTF "A"/"B" rated services, CDC-recommended immunizations, pediatric care guidelines, and women's preventive services, with coverage required at least once per calendar year (not policy year). Plans must cover out-of-network services when no in-network provider is available for covered services, and coverage begins one year after a new recommendation is issued. The bill affects all applicable insurance contracts issued or renewed in New Jersey, ensuring broader access to preventive care without patient cost-sharing for these specific services. (Note: The bill was withdrawn after being approved as P.L.2025, c.386.)