Establishes "Virtual Currency Kiosk Consumer Protection Act."

This bill establishes New Jersey's "Virtual Currency Kiosk Consumer Protection Act" to regulate businesses operating physical terminals that exchange cash for digital currency (like Bitcoin) or vice versa. It directly affects virtual currency kiosk operators (e.g., companies running crypto exchange machines) and the consumers using them. Key provisions require operators to provide clear, written risk disclosures to customers *before* any transaction, including material risks of virtual currency use, and to comply with federal anti-money laundering rules (Bank Secrecy Act/USA PATRIOT Act). The bill also mandates operator record-keeping for enforcement and restricts public disclosure of sensitive operational data while requiring basic operator information (name, address) to be publicly available.