Mandates access to periodic cancer screening examinations for volunteer firefighters; increases tax on fire insurance premiums.

This bill requires New Jersey to reimburse volunteer firefighters for covered cancer screenings - such as for colon, lung, skin, and prostate cancers - every three years after five years of service, with no out-of-pocket costs. It treats volunteer firefighting service as a pre-existing condition for coverage, capping reimbursement at $1,250 per three-year period (adjusted for inflation). The program is funded by a 0.1% increase in the tax on fire insurance premiums, with dedicated revenue flowing into a non-lapsing state fund. It directly affects all volunteer firefighters in New Jersey who meet the service duration requirement.