Requires high school students to receive financial literacy instruction.

This bill requires all New Jersey high school students to complete a one-semester financial literacy course as part of their curriculum. The course must cover budgeting, savings, credit, debt, taxes, college financial planning, and other personal finance topics, while excluding primarily business or economic instruction. Teachers must hold specific endorsements (e.g., in Finance, Social Studies, or Business) to teach the course, and school districts must integrate it into graduation requirements for state-endorsed diplomas. The requirement applies to students entering 12th grade in the 2027-2028 school year.