Requires health benefits coverage for family planning and reproductive health care services, including early infancy care, without cost sharing.

This New Jersey bill requires health insurance plans sold in the state and the Medicaid program to cover specific family planning and reproductive health services without any out-of-pocket costs for enrollees. It mandates no deductibles, copayments, or coinsurance for services including abortion (both aspiration and medication types), emergency care for mothers/newborns, contraception counseling, genetic testing, inpatient care for mothers and infants, well-baby visits, and ultrasounds. The coverage applies to all in-network providers under insurance contracts and Medicaid, but excludes childbirth services. Religious employers may still qualify for exemptions under existing law.