Establishes strict liability criminal penalties for minor's access to loaded firearm if access results in bodily injury or death.

This bill (A-3044) makes it a criminal offense for a person who improperly stores a loaded firearm at their premises to be automatically liable for criminal penalties if a minor accesses it and causes injury or death. It increases penalties based on severity: a third-degree crime for bodily injury, second-degree for serious injury, and first-degree for death. The law applies to anyone in control of premises where a minor (now defined as under age 18, up from 16) gains access to an improperly stored firearm. It does not change current storage requirements (e.g., locked container, trigger lock) but escalates consequences when injury or death occurs.