Creates private right of action for violation of "Fair Foreclosure Act."

This bill allows homeowners to directly sue mortgage lenders in New Jersey Superior Court if lenders violate the "Fair Foreclosure Act" (P.L.1995, c.244). It provides remedies including actual damages or $1,000 (whichever is greater), attorney fees, court costs, and court orders to stop violations. The law amends existing foreclosure rules to give individuals a legal path to enforce protections against unfair lender practices. Homeowners facing improper foreclosure actions would be the primary group affected by this new enforcement mechanism.