Creates new offense of theft by financial exploitation of vulnerable person.

This bill creates a new crime called "theft by financial exploitation of a vulnerable person" in New Jersey. It directly affects senior citizens and people with disabilities who are exploited financially by individuals in positions of trust (like caregivers, financial advisors, or family members). The law requires separate criminal sentences for this new offense and any underlying financial crime (such as fraud or embezzlement), preventing convictions from merging. It amends existing statutes to define "vulnerable person," "position of trust," and clarify sentencing, without changing penalty levels. The bill is currently pending before the Assembly Public Safety Committee (introduced January 13, 2026).