Increases penalties for identity theft when victim is senior citizen or veteran.

This bill increases penalties for identity theft when the victim is a senior citizen (62+) or veteran. It elevates the offense level: a first offense against these vulnerable groups becomes a third-degree crime (previously fourth-degree), and repeat offenses become second-degree crimes (previously third-degree). The bill also raises penalties for cases involving multiple victims when at least one victim is a senior or veteran. These changes apply to all identity theft offenses under New Jersey law that cause financial harm or fraud.