Requires health insurers, SHBP, and SEHBP to cover mammograms for women over 35 and women under 35 under certain circumstances.

This bill requires health insurers, the State Health Benefits Program (SHBP), and the State Employees Health Benefits Program (SEHBP) to cover specific mammogram screenings. It mandates one baseline mammogram for women aged 35 and annual screenings for women 35 and older, while also requiring coverage for women under 35 with breast cancer risk factors (like family history) as determined by their provider. Additional tests like ultrasounds or MRIs are covered if needed due to dense breast tissue, abnormal results, or other risk factors. The law applies to all health insurance plans in New Jersey, ensuring these screenings are covered without additional out-of-pocket costs for eligible individuals.