Concerns credit inquiries for rental applications.
This bill prohibits landlords from conducting "hard credit inquiries" (which can lower a tenant's credit score) when screening applicants for affordable housing, defined as low- or moderate-income households with housing subsidies or applying to subsidized units. Landlords may only use "soft credit inquiries" (consent-based, with no score impact) for these applicants. Violations incur escalating fines: $100 for the first offense in a year, then $200 more for each subsequent offense. The bill also requires consumer reporting agencies to count multiple hard inquiries within one month for rental applications as a single inquiry to prevent score damage, and mandates the housing department to post online resources about these rules within six months.
Bill status
in committee
1 of 4 stages cleared
Introduction
Jan 2026
Committee Review
Floor Vote
Governor
Introduced Jan 13, 2026
Last action Jan 13, 2026
Floor votes
How they voted
No floor votes recorded yet.
Full legislative history
Actions timeline
Total actions
1
Key actions
0
Committee
0
Jan 13, 2026
Introduced
Introduced, Referred to Assembly Housing Committee
lower
1 primary · 0 co-sponsors
Sponsors
Role
Legislator
Party
State
District
P
Carmen Morales
DDemocratic
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