Requires private health insurers, SHBP, SEHBP, Medicaid, and NJ FamilyCare to cover wigs under certain circumstances.

This bill requires private health insurers, the State Health Benefits Program (SHBP), State Employees Health Benefits Program (SEHBP), Medicaid, and NJ FamilyCare to cover the cost of wigs when prescribed by a dermatologist, oncologist, or physician for medical reasons. Insurers must cover wigs as "durable medical equipment" for subscribers diagnosed with illness, chronic conditions, or injury, provided the doctor certifies medical necessity. Coverage is limited to once every 36 months and cannot be restricted to chemotherapy patients only. The law applies to all health insurance contracts delivered, issued, or renewed in New Jersey after its effective date.