Establishes Volunteer First Responders Loan Redemption Program in Higher Education Student Assistance Authority.

This bill establishes a program allowing New Jersey volunteer emergency responders (firefighters, first aid squad members, or emergency management volunteers) who have in-state undergraduate student loans to receive up to $6,000 in loan redemption. Participants must complete 500+ annual volunteer hours (or meet firefighter response/certification standards), be state residents, and provide proof of active service. The redemption pays $2,000 per year during the second, third, and fourth years of service after graduation, with no payment in the first year. It applies only to loans used for undergraduate study at New Jersey institutions.