Prohibits prior authorization when prescribing certain drugs.

This New Jersey bill (A 2537) prohibits health insurance carriers from requiring prior authorization when a doctor prescribes an interchangeable drug if the brand-name drug or its generic version is unavailable. It directly affects patients, doctors, and insurers by removing a common administrative barrier that delays access to certain medications. The law defines "carriers" as insurance companies, health plans, or entities managing state health programs, and mandates they cannot block prescriptions for interchangeable drugs under the specified availability conditions. The bill takes effect immediately upon enactment.