Requires health insurance coverage of standard fertility preservation services for individuals with certain menstrual disorders resulting in infertility.

This bill requires health insurance plans covering groups of 50+ people in New Jersey to cover standard fertility preservation services (like egg or embryo freezing) for individuals diagnosed with specific menstrual disorders - such as endometriosis, heavy bleeding, or uterine fibroids - that may cause infertility. It mandates coverage when a medically necessary treatment could cause infertility or for those with qualifying disorders, applying the same copays, deductibles, and benefit limits as other medical conditions. Insurers cannot deny coverage based on age, sex, sexual orientation, or other personal characteristics. The law amends existing insurance regulations to ensure equitable access to these services for affected individuals.