Expands Lifeline Credit and Tenants' Lifeline Assistance Programs to include assistance for water utility bill.

This bill expands New Jersey's Lifeline Credit Program to cover water utility bills, adding them to existing electricity and gas assistance. It directly affects low-income households already eligible for specific federal or state benefits, such as Supplemental Security Income (SSI), disability benefits, or Pharmaceutical Assistance to the Aged and Disabled. The program provides a $200 annual credit applied across utility bills (one-third to water, one-third to electricity, one-third to gas), with special rules for households receiving SSI benefits. It also creates a separate Tenants' Lifeline Assistance Program for renters without individual utility bills who meet the same eligibility criteria.