Prohibits health insurance carriers from placing time limit on coverage of anesthesia services before, during, or after medical or surgical procedures.

This bill prohibits New Jersey health insurance companies and other covered health plans from limiting coverage based on the duration of anesthesia services before, during, or after medical or surgical procedures. It directly affects insurance carriers (including health maintenance organizations and hospital service corporations) by requiring them to cover anesthesia services without time-based restrictions. The law uses standard medical coding (from the American Medical Association) to define anesthesia services, ensuring coverage applies to all procedures where anesthesia is used. It takes effect 90 days after enactment for new or renewed insurance policies.