Establishes certain medical billing requirements concerning specific nature of charges or expenses for health care services.

This bill requires health care providers in New Jersey to provide patients with clear, detailed bills within 30 days after insurance processes a claim. The bills must list specific services and expenses by date (not using vague codes like "miscellaneous charges"), include drug names (brand/generic), and display a contact for billing disputes - without charging patients for these summaries. Providers must also offer plain-language versions upon request and include information about financial assistance programs. Health care facilities must respond to billing questions within 10 business days, with sensitive services (e.g., sexual health care) excluded unless specifically requested by the patient.