Requires certain health benefits coverage for diagnosing and treating autism and other developmental disabilities.

This New Jersey bill (A1571) requires health insurance companies to cover diagnosis and treatment for autism and certain developmental disabilities. It directly affects health insurers operating in New Jersey and individuals with these conditions, mandating coverage for screening, diagnosis, and therapies like speech, occupational, and physical therapy without denying benefits based on "non-restorative" treatment. The bill sets annual benefit limits ($36,000 in 2011, adjusted yearly after 2012 for inflation) and requires treatment plans specifying therapies, frequency, and goals. It clarifies that coverage doesn’t replace school-based services but ensures insurance pays for related costs.