Requires health benefits plans and carriers to meet certain requirements concerning network adequacy and mental health care.

This New Jersey bill requires health insurance plans and providers to ensure their networks include enough mental health providers so that every covered person can access care. It mandates that 100% of policyholders must have access to either in-person mental health services within 15 miles and 30 days of requesting care, or telehealth services within 30 days if in-person options are unavailable. Insurance plans must cover telehealth mental health services with no higher deductibles, copays, or coinsurance than in-person visits, and reimburse providers at least the Medicaid rate. The law applies to all health insurance plans, including Medicaid managed care organizations, and self-funded plans may choose to comply.