Requires Mandated Health Benefits Advisory Commission to study financial impact of all enacted mandated health benefits.

This bill requires New Jersey's Mandated Health Benefits Advisory Commission (established in 2003) to regularly analyze the financial impact of all health insurance mandates enacted by the legislature. The Commission must examine how each mandate affects total costs for purchasers (like employers and individuals), whether it increases appropriate use of treatments, and if it saves money through better preventive care access. The Commission must report its findings and recommendations to the Governor and Legislature two years after the bill takes effect and every three years thereafter, including whether any mandates should be repealed or offered as optional riders. This affects health insurers, employers, and healthcare providers by subjecting existing coverage requirements to ongoing financial review.