Requires notice of cancellation or nonrenewal of automobile and homeowners insurance policies to be sent by certified mail, return receipt requested.

This bill requires insurance companies to send written notices of policy cancellation or nonrenewal for both homeowners and auto insurance via certified mail with return receipt requested, *and* by regular mail with proof of mailing (like a USPS date stamp). Insurers must keep a copy of the notice and proof of mailing. It directly affects insurance companies (who must follow these mailing rules) and policyholders (who receive the notices). If notices aren’t sent this way, the policy remains in effect and cannot be canceled or nonrenewed.