Urges Congress and the President of the United States to increase subsidies for federal flood insurance.

SCR 76 is a New Jersey concurrent resolution urging Congress and the President to increase federal subsidies for flood insurance premiums. It directly affects homeowners in flood-prone areas, particularly those who have faced repeated disasters like Hurricane Sandy and risk premium hikes of 500% or more due to FEMA floodplain changes. The resolution calls for legislative action to lower costs for these property owners by reversing subsidy cuts from the 2012 Biggert-Waters Act. As a procedural resolution, it does not change law but formally requests federal action to support impacted homeowners.